A Dialysis Tech’s journey to the American Dream!
From Loss to Lakefront Living: How Faith and Strategic Planning Helped a Dialysis Technician Build Real Estate Wealth When Life Hurts, God Heals: Maria's Journey from Devastating Theft to Multi-Property Investment Through Faith, Hard Work, and Strategic Tax Planning...
What is a STREAMLINED FHA Refinance?
Who Pays for an FHA Streamline Refinance? The borrower pays the closing costs, but there are several ways to minimize or eliminate out-of-pocket expenses: Typical Costs: Closing costs typically run 3-5% of your loan amount (so $3,000-$7,500 on a $150,000 loan) The...
1031 Exchanges….How They Work
1031 Exchanges, Inheritance Tax, and Marriage: Strategic Property Planning What is a 1031 Exchange? A 1031 exchange, also known as a like-kind exchange or Starker exchange, is a powerful tax strategy that allows real estate investors to defer capital gains taxes when...
MARRY the house and DATE the rate!
Marry the House, Date the Rate: Why You Can Always Refinance Later By Niki MacDuff, Real Estate Broker (DRE #01244064) & Mortgage Lender (NMLS #1847894) This is one of the most important concepts I teach my clients, and it's exactly why so many people miss out on...
June California Market: Why Now Is Still the Right Time to Buy in the Golden State
# California Real Estate Market 2025: Why Now Is Still the Right Time to Buy in the Golden State *By Niki MacDuff, Real Estate Broker (DRE #01244064) & Mortgage Lender (NMLS #1847894)* If you're watching California's real estate market right now, you're probably...
How to buy, shop for and run board and care homes
By the year 2035 it’s projected that there will be more than 78 million person ages 65 and older living in the United States, up almost 60% from the 46 million in 2016, according to population data. Every state is expected to see massive growth as baby boomers age...
Understanding Proposition 13 in California
Understanding Proposition 13 in California 🧒 Explaining Prop 13 to a 10 year old Imagine you have a lemonade stand, and your parents make you pay $1 every year because your stand is on their front yard. That $1 is like a property tax. Now imagine your lemonade stand...
California’s high price; is it worth it?? Absolutely.. here’s why
Executive Summary Despite economic uncertainties and policy changes, California's real estate market presents compelling opportunities for both buyers and sellers in 2025. While affordability challenges persist, strategic market positioning and understanding...
Good News for Buyers in California
The Triple Advantage: How My Experience in Loans, Real Estate, and Nursing Helps California Buyers and Sellers In the dynamic California real estate market of 2025, having an agent who understands not just property values but also financing options and health...
Whats going on with Real Estate and Loans Today?
📊 CALIFORNIA MARKET PULSE SoCal Housing Update The California housing market continues to show resilience despite ongoing affordability challenges. In the Palm Springs area, inventory has increased by 15% compared to last month, creating more options for buyers who...
